Homeowners Insurance

homeowners insurance missoula, mt

The Right Coverage at the Right Price

To find the right homeowners’ insurance policy for you, consider the following factors when you’re ready to make your decision:

  • Protection for Your Home
    Property coverage pays to repair or rebuild your home if it’s damaged or destroyed by extreme weather or fires.
  • Protection for People
    If someone is injured or their property is damaged and it’s your fault, you need personal liability coverage. A good policy provides coverage for anywhere in the world. Your coverage should be high enough to protect your assets if you are sued.
  • Medical Coverage
    If someone is injured on your property in an accident, Medical Coverage helps pays for their expenses.
  • Additional Living Expenses
    If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses for up to two years while you’re getting back on your feet.
  • Protection for Your Belongings
    Personal Property Insurance helps replace your belongings if they are lost, stolen or destroyed as a result of a covered loss.
  • Scheduled Personal Property Coverage
    Provides broader coverage for specific items like fine art, jewelry, or antiques.
  • If You Rent Out Your Home
    Protect the property you rent out with optional liability coverage.

Protection For Everything You Have

Make note of all of your belongings and include photos if you can. Taking inventory of your possessions may come in handy down the road when applying for coverage. Contact us today to learn more about each kind of coverage and which one is right for you. Or, request a homeowners’ insurance quote here.