Umbrella Insurance

Missoula, MT

When it rains, it pours. If you hit the limits of your regular coverage, you can be out of luck unless you have a backup plan. Umbrella policies provide you with additional protection for when your regular coverage is exhausted.

Personal Insurance Policies
A regular homeowners’ policy may have significant deductions and limitations, depending on the coverage type. A Personal Insurance Umbrella policy can be used to help protect your cherished belongings, including:

  • musical instruments
  • heirlooms
  • antiques
  • collector’s items
  • sporting equipment
  • fine art
  • computer equipment
  • and more

Broad Coverages
In today’s litigious society, thousands or even millions are being awarded across the country in various lawsuits. If you’re at fault for accidentally injuring another, you could be the one being sued. Although your underlying policies may provide protective liability limits, it is not uncommon today for those limits to be exceeded.

Personal insurance coverage amounts are written in increments of $1 million and supplement your present policies to provide additional personal liability protection. An umbrella policy provides protection for you and your entire family, anywhere in the world, including legal defense fees. Contact us today to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you.